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19 Financial Secrets That Most Seniors Never Hear About

With Age Comes... Perks!

Posted by John Collins - 3 Days Ago

Washington: We’ve all heard of get rich quick schemes. But what if there was a real way to quickly put more cash in your pockets, that actually worked? Well, there is, and here’s how you do it. If you want to have more money, you have got to stop overpaying for everything, even when you think the price is fair. From purchasing groceries to your home insurance, we’re going to show you 19 ways you can easily save money in your everyday activities. Because spending less is the quickest way to have more!

19. Take $3,120/year Off Your Mortgage with the New Government "Enhanced Relief" Program

If you're a homeowner, this one thing could save yourself thousands of dollars this year... Congress recently passed a new government program called the Enhanced Relief Refinance initiative. This program is designed to help the average American homeowner reduce their payments by an average of $3,120/year (or $260/month). There's no telling when the program could expire, so it's suggested that homeowners visit the free Enhanced Relief Savings website to check their eligibility right away. So while the banks happily wait for this program to end, the Government is making a final push and urging homeowners to take advantage. This program is currently active but could be shut down at any given time. The good news is that once you're in, you're in. Checking your eligibility is quick and completely free!

18. Stop Paying For Home Appliance Repairs

Many seniors don’t have enough money lying around to pay for expensive home repairs. Your home insurance won’t cover your washing machine or AC breaking. What if your heater breaks when you need it the most? Who has hundreds or even thousands available at a moment’s notice for unscheduled repairs? For this reason, many homeowners are getting this new Home Warranty Program, and they’re ending up saving thousands in the long run. ACs, electrical heaters, appliances, roofing repairs – they’re all covered! If there’s something they can’t fix, most likely they will replace it.

17. Seniors: Here's The Guide To Enjoy Life At A Discount

We all love to go out and enjoy ourselves. But did you know that you can earn discounts just by having fun? If it sounds too good to be true, think again. We’ve gone ahead and put together a list of fun entertainment options that offer discounts to seniors. Check it out!
  • AMC Theaters: 30% for seniors 60+
  • Regal Cinemas: 30% off for seniors 60+
  • Kindle E-Books: AARP members save 50% off
  • Ticketmaster: Seniors 65+ enjoy reduced prices on tickets (discount varies per ticket)
  • US Museums: Seniors 50+ enjoy discounts and special offers at museums. (discount varies depending on museum)

15. Miracle Sheets - Self Cleaning and Cooling Sheets

You spend 1/3 of your life, in your bed sheets. Bacteria, dust and oil from your skin accumulates in your bed, which can have negative consequences. The makers of Miracle Sheets came up with a creative solution to keep your bed clean and bacteria free. They use an advanced all-natural silver infused cotton fabric that fights 99% of bacteria. Of course you can't feel the silver, all you feel is luxurious supima cotton, this is essentially self-cleaning between washes. They are very effective solution to fight off smells and maintain freshness.

14. Save a Fortune On Windows

Did you know that old windows are one of the biggest factors that drive up your home electricity bills? Old windows let in cold air in the winter, and let out air conditioning in the summer. You can typically save up to 30% on your electricity, simply by replacing those old broken or leaky windows, with new energy efficient ones. Window design technology and materials have changed, a lot in the past years, to really help keep your home insulated. Good news, is we have partnered with Renewal By Andersen, to offer significant savings to our readers. Buy One Get one 40% Off. Click here to take advantage of this exclusive offer. *Minimum Purchase Required. Visit Here to see offer details

13. Boost Your Retirement With A Reverse Mortgage

A staggering amount of seniors do not have the funds to comfortably retire. This is why millions of Americans may benefit from a reverse mortgage loan to help supplement their retirement income. A reverse mortgage loan may help you access tax-free funds and eliminate existing monthly mortgage payments (a requirement of the loan), so long as you continue to pay for property taxes, homeowners insurance, home maintenance, and comply with the loan terms. It is crucial that you can go into your golden years with certainty, confidence, and control. With this extra cash, you could pay off overdue bills, repair or remodel your home, cover in-home medical costs, or even take the trip you've been wanting to go on. AAG is at the top of the industry, and they have put together a free info kit to educate you on the advantages of a reverse mortgage loan. Visit here to claim your free kit to learn more about this valuable tool. NMLS #9392

11. Are you overpaying on your life insurance?

We all know that the most important thing to plan for is your future. But planning for the future means you must plan for the unexpected. A Life Insurance plan can guarantee that. If something happened to you tomorrow, would your family be financially stable? Having a good life insurance policy would not only give you peace of mind but would also protect your family in the event of you passing prematurely. Maybe you already have life insurance. But when was the last time you shopped around and compared all your options? Most people do not realize they're not taking advantage of the best options for them. Within minutes you could very well find a more cost-effective way to protect your family.

10. Muama Instant Language Translator - Talk To Anyone In Most Languages

We are finally breaking down the language barrier around the world. This cool device helps you communicate with anyone in any country around the world, and it's small enough to fit in your pocket. Speak into the Muama translator and it will translate for you, into the selected foreign language of choice. Let the person you are speaking with, do the same, and you can have a full-on conversation with people that speak two different languages! These are essential for international travel, I wouldn't leave the country without mine. Amazing times we are living in now.

9. Nature's Only CBD Gummies: The Natural Solution For Your Health

Do you suffer from the following: Joint pain, arthritis, diabetes, or even frequent headaches? If so, we all know the burden it can cause. Luckily for you, there’s been a recent medical breakthrough that surprises even doctors across the country. Nature's Only CBD Gummies. This natural remedy is helps to relieve joint pain, arthritis, autoimmune disorder, diabetes, high blood pressure, prostate, Alzheimer’s, nausea, inflammation, etc. This groundbreaking CBD works like magic and is the most powerful CBD on the market, helping you to feel like yourself in no time. And the best part, it’s extremely affordable. Join Millions of other seniors in taking their life back today!

8. Nuubu - Japanese Detox Patches

The ancient Japanese know that the feet are full of the most sensitive nerve endings and body energy centers. All body systems flow through the feet. But when was the last time you took proper care of your feet? Nuubu feet patches are special patches that are made from various herbs — a century-old solution the Japanese had believed to stabilize blood flow in the feet and help reduce the number of harmful elements accumulated there. You really have to see them to believe it.

7. Save Up To 50% On Your Car Insurance

You might not know but a lot of insurance companies offering savings for people with good driving records. One way to find affordable rates is to compare insurance plans on this website. Lot of people are already taking advantage of this free service and saving up to 50% each year! Also don't forget that if you cancel your current policy before the end date, you're usually entitled to a refund of the remaining balance.

6. Light Bulb Security Camera

Package thefts and break-ins are unfortunately on the rise and becoming more and more common. These days it is crucial to have a reliable home security camera. Which is why this new Lightbulb Security Cam is so amazing. Unlike traditional doorbell cameras that are stuck and don't move, this records in much higher resolution, can see 360°, has motion tracking, two way audio, blaring alarms to scare away intruders, night vision, bright lights, controlled by an app on iOS or Android, and doesn't rely on batteries or wires for it's power.

5. How to Get Rid of a Timeshare

We’ve all been there. It sounded like a dream come true during the pitch. Maybe you even got a few good uses out of it, but with annual maintenance fees hovering near $1,000 and a difficult booking process, many timeshare owners have come to regret their “investment.”

Here’s some exciting news: you can get out of that burdensome timeshare with the help of Smart Timeshare. The national network of experts at Smart Timeshare has helped thousands of people exit their timeshares each year, and right now, they are offering a free consultation to help you review your options.

4. ClipperPro - The High Quality, Easy Way to Cut Nails for Seniors, Kids and Anyone Who Wants Beautiful Nails!

The easiest and most scientifically ergonomic way to cut your nails. Don’t struggle with low-quality, dangerous scissors and nail clippers that are sold in discount stores. Badly made mass-produced nail cutting clippers are little more than toys. ClipperPro is an extremely high-quality nail cutting instrument that was designed by orthopedic surgeons. It will make cutting even the toughest nails easy and painless. Thick nails, ingrown nails, tough nails will cut like butter and not hurt your hands!

3. InfinitiKloud - Backup Your Entire Phone In 1 Click

Problem: Every year millions of American's lose their precious memories by having phone malfunctions or simply even their phone getting lost. Same goes for your computer, hard drive failures are extremely common, and if you don't have a backup of your photos and videos, they are gone forever. Solution: InfinitiKloud is helping people to protect their crucial and memorable photos, videos, and documents. Simply plug this small device into your mobile phone, tablet, or computer and hit the red start button. InfinitiKloud will back up all of your files on the device within minutes. Then you can plug it into any other computer and restore all of your files easily.

2. Styletto X: Finally A Hearing Aid That Actually Works

Are you one of the 48 million Americans that struggles with hearing loss? Are you like many and think your hearing aids are too big, uncomfortable, and don’t actually work? Well finally, there is a revolutionary solution for all of us… Styletto X. Styletto X is a first-of-its-kind Bluetooth hearing aid that is virtually invisible and clinically proven to deliver better than normal hearing…even in crowded environments. . And the best part…its affordable and easy to get! Who says hearing aids have to be clunky and expensive?

1. BuzzBGone - Get Rid of Those Nasty Mosquitos

It's about that time of the year, when the mosquitos are relentless. Typically people use special candles or bug spray to fight them, but I bet you never heard of the BuzzBGone? The BuzzBGone is a special type of device that attracts then sucks mosquitos into an inescapable vortex. Thats right, no strange smelling candles, or spraying yourself with chemicals to keep them at bay. Best part is, its very affordable only $40.

Starscope Monocular – See Everything In A New Way

If you like to camp, hunt, attend sporting events, or just like to be outdoors, then you need Starscope Monocular. This fantastic device will allow you to see life up close…..from miles away. Unlike your average clunky binoculars, Starscope Monocular is lightweight, waterproof, and can fit in your pocket to be taken anywhere, without the hassle. Starscope is made with multi-coated optical glass to fog-proof the lens, ensuring your up-close experience is unmatched. So imagine, being able to clearly see animals from a distance, NFL athletes up close, or the texture of the moon when stargazing. If you’re like most Seniors, you’ll never leave your house without your Starscope Monocular. For a limited time, you can get 50% off

Huusk Japan - Samurai Standard in Kitchen Knives

Did you know that the most dangerous tool in the kitchen is a blunt kitchen knife? When a knife is not sharp, you have to push it through food rather than safely slicing. The Japanese are famous for their high quality and edge retention on their knives. Huusk knives have taken this innovation to the next level. With their ergonomic design, and sharp blade, they are designed to help you cook properly and safely. For our readers Huusk is offering 50% off their flagship knife.

Get Government Rebates To Go Solar And Cut Your Energy Bill

Did you know you can significantly reduce your monthly electric bill by going solar? If you live in a qualified zip code, you may get great rebates just by going solar! . Thanks to a little-known federal program called the Solar Income Tax Credit, homeowners who live in specific zip codes may get thousands in rebates to install solar panels. Many people were shocked that subsidies and rebates can cover a good percentage of costs associated with installation, so it may cost very little to have done. Learn more about this program and check if your zip code qualifies.

Avoid Costly Auto Repairs with a Protection Plan

Prices are skyrocketing practically everywhere, especially in the automotive repair industry. It is insanity what they are charging these days for parts and labor. If you drive daily, it is vital to have a high level of vehicle protection as an auto warranty only covers so much. The last thing you want is to experience the headache of an unexpected bill due to getting your car fixed. There are multiple services out there, but we recommend CarShield as they offer flexible pricing around your needs. Plans through CarShield also come with 24/7 roadside assistance as well as rental car and courtesy towing. There’s a reason they are the top Auto Protection company in America.

Negotiate Your Current Credit Card Debt Down to Fractions

Stepping into retirement can be pretty daunting. Doing it with existing credit card debts can make it even more of a challenge. Debt Settlement allows you to combine all your credit card debts into a single monthly payment. Generally this allows for much lower payments on a monthly basis than the sum total of the separate debts – making life a lot more manageable. Guide to Consolidation will walk you through the process making it simple and painless. If you have more than $15,000 in debt then this is something you should do right away, compounding interest is NOT your friend.

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