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19 Financial Secrets That Most Seniors Never Hear About

With Age Comes... Perks!

Posted by John Collins - 3 Days Ago

Washington: We’ve all heard of get rich quick schemes. But what if there was a real way to quickly put more cash in your pockets, that actually worked? Well, there is, and here’s how you do it. If you want to have more money, you have got to stop overpaying for everything, even when you think the price is fair. From purchasing groceries to your home insurance, we’re going to show you 19 ways you can easily save money in your everyday activities. Because spending less is the quickest way to have more!


19. Born Before 1964? Get $3,588/Year Off Your Mortgage With The Lucrative “RaTO” Program

Still unknown to many homeowners is an amazing program called Rate and Term Option (RaTO) that could benefit millions of Americans and reduce your payments by as much as $3,588 per year! You can bet the banks aren’t too thrilled about losing all that profit and probably secretly hope homeowners don’t find out before the rules change. So while the banks happily wait for this program to end, experts are making a nationwide push and urging homeowners to take advantage of this amazing program. This program is currently active as of 2021, but as everything the rules may change soon. But the good news is that once you’re in, you’re in. If lowering your payments, paying off your mortgage faster would help you, it’s vital you act now and see if you could qualify for RaTO or a better rate in today’s marketplace.

18. Seniors: Here's The Guide To Enjoy Life At A Discount

We all love to go out and enjoy ourselves. But did you know that you can earn discounts just by having fun? If it sounds too good to be true, think again. We’ve gone ahead and put together a list of fun entertainment options that offer discounts to seniors. Check it out!
  • AMC Theaters: 30% for seniors 60+
  • Regal Cinemas: 30% off for seniors 60+
  • Kindle E-Books: AARP members save 50% off
  • Ticketmaster: Seniors 65+ enjoy reduced prices on tickets (discount varies per ticket)
  • US Museums: Seniors 50+ enjoy discounts and special offers at museums. (discount varies depending on museum)

17. Sera CBD Gummies: The Natural Solution For Your Health

Do you suffer from the following: Joint pain, arthritis, diabetes, or even frequent headaches? If so, we all know the burden it can cause. Luckily for you, there’s been a recent medical breakthrough that surprises even doctors across the country. Sera CBD Gummies. This natural remedy is helps to relieve joint pain, arthritis, autoimmune disorder, diabetes, high blood pressure, prostate, Alzheimer’s, nausea, inflammation, etc. This groundbreaking CBD works like magic and is the most powerful CBD on the market, helping you to feel like yourself in no time. And the best part, it’s extremely affordable. Join Millions of other seniors in taking their life back today!

16. Save Up To 50% On Your Car Insurance

You might not know but a lot of insurance companies offering savings for people with good driving records. One way to find affordable rates is to compare insurance plans on this website. Lot of people are already taking advantage of this free service and saving up to 50% each year! Also don't forget that if you cancel your current policy before the end date, you're usually entitled to a refund of the remaining balance.

15. Stop Paying For Home Appliance Repairs

Many seniors don’t have enough money lying around to pay for expensive home repairs. Your home insurance won’t cover your washing machine or AC breaking. What if your heater breaks when you need it the most? Who has hundreds or even thousands available at a moment’s notice for unscheduled repairs? For this reason, many homeowners are getting this new Home Warranty Program, and they’re ending up saving thousands in the long run. ACs, electrical heaters, appliances, roofing repairs – they’re all covered! If there’s something they can’t fix, most likely they will replace it.

14. Miracle Sheets - Self Cleaning and Cooling Sheets

You spend 1/3 of your life, in your bed sheets. Bacteria, dust and oil from your skin accumulates in your bed, which can have negative consequences. The makers of Miracle Sheets came up with a creative solution to keep your bed clean and bacteria free. They use an advanced all-natural silver infused cotton fabric that fights 99% of bacteria. Of course you can't feel the silver, all you feel is luxurious supima cotton, this is essentially self-cleaning between washes. They are very effective solution to fight off smells and maintain freshness.

13. Nuubu - Japanese Detox Patches

The ancient Japanese know that the feet are full of the most sensitive nerve endings and body energy centers. All body systems flow through the feet. But when was the last time you took proper care of your feet? Nuubu feet patches are special patches that are made from various herbs — a century-old solution the Japanese had believed to stabilize blood flow in the feet and help reduce the number of harmful elements accumulated there. You really have to see them to believe it.

12. Starscope Monocular – See Everything In A New Way

If you like to camp, hunt, attend sporting events, or just like to be outdoors, then you need Starscope Monocular. This fantastic device will allow you to see life up close…..from miles away. Unlike your average clunky binoculars, Starscope Monocular is lightweight, waterproof, and can fit in your pocket to be taken anywhere, without the hassle. Starscope is made with multi-coated optical glass to fog-proof the lens, ensuring your up-close experience is unmatched. So imagine, being able to clearly see animals from a distance, NFL athletes up close, or the texture of the moon when stargazing. If you’re like most Seniors, you’ll never leave your house without your Starscope Monocular. For a limited time, you can get 50% off

11. Claim Your Free Smart Doorbell Installation

Did you know that a home burglary is committed every 13 seconds in the US? And if you’re a senior, the troubling news is that you’re at the highest risk to a home invasion. But just because that what the statistics state, doesn’t mean you have to be a part of it. The key to staying safe…..a home security system. Now, I know what you may be thinking. “But aren’t home security systems expensive? I can’t afford that.” The good news is, we have you covered. For a limited time, we’ve teamed up with ADT. What you get: - Home Security System Installation Discounts - Free Service & Repairs - 6 Month Risk Free Money Back Guarantee

9. Styletto X: Finally A Hearing Aid That Actually Works

Are you one of the 48 million Americans that struggles with hearing loss? Are you like many and think your hearing aids are too big, uncomfortable, and don’t actually work? Well finally, there is a revolutionary solution for all of us… Styletto X. Styletto X is a first-of-its-kind Bluetooth hearing aid that is virtually invisible and clinically proven to deliver better than normal hearing…even in crowded environments. . And the best part…its affordable and easy to get! Who says hearing aids have to be clunky and expensive?

8. LumiGuard – The Brightest Solar-Powered Floodlight You Can Put Anywhere. No Electricity Needed!

Are you tired of outdoor lights that need a source of electricity or need their batteries replaced often? Now you can illuminate any and all dark outdoor areas of your home with LumiGuard! LumiGuard is a solar-powered floodlight equipped with 20 LED lights that are bright enough to light up even the darkest areas of your home. Equipped with motion sensors, this floodlight is the perfect solution for anyone who wants the safety and convenience of high powered floodlights without the expense of professional installation. Order today and receive next day shipping for a limited time!

7. InfinitiKloud - Backup Your Entire Phone In 1 Click

Problem: Every year millions of American's lose their precious memories by having phone malfunctions or simply even their phone getting lost. Same goes for your computer, hard drive failures are extremely common, and if you don't have a backup of your photos and videos, they are gone forever. Solution: InfinitiKloud is helping people to protect their crucial and memorable photos, videos, and documents. Simply plug this small device into your mobile phone, tablet, or computer and hit the red start button. InfinitiKloud will back up all of your files on the device within minutes. Then you can plug it into any other computer and restore all of your files easily.

6. Negotiate Your Current Credit Card Debt Down to Fractions

Stepping into retirement can be pretty daunting. Doing it with existing credit card debts can make it even more of a challenge. Debt Settlement allows you to combine all your credit card debts into a single monthly payment. Generally this allows for much lower payments on a monthly basis than the sum total of the separate debts – making life a lot more manageable. Freedom Debt Relief will walk you through the process making it simple and painless. If you have more than $15,000 in debt then this is something you should do right away, compounding interest is NOT your friend.

5. Take $3,120/year Off Your Mortgage with the New Government "Enhanced Relief" Program

If you're a homeowner, this one thing could save yourself thousands of dollars this year... Congress recently passed a new government program called the Enhanced Relief Refinance initiative. This program is designed to help the average American homeowner reduce their payments by an average of $3,120/year (or $260/month). There's no telling when the program could expire, so it's suggested that homeowners visit the free Enhanced Relief Savings website to check their eligibility right away. So while the banks happily wait for this program to end, the Government is making a final push and urging homeowners to take advantage. This program is currently active but could be shut down at any given time. The good news is that once you're in, you're in. Checking your eligibility is quick and completely free!

4. NeckRelax - Finally, Real Relief for World Neck Pain Sufferers—Even if Nothing Else Has Worked!

Neck Relax is a state-of-the-art portable neck pain massager. This small device helps to stimulate and relax muscles along your vertical spine – feels better than a massage! This allows you to get fast relief wherever you are. Neck Relax can be used from the comfort of your own home or office. This cutting edge tech combines ultrasound technology combined with infrared heat and electro stimulation. It's remarkably effective.

3. ClipperPro - The High Quality, Easy Way to Cut Nails for Seniors, Kids and Anyone Who Wants Beautiful Nails!

The easiest and most scientifically ergonomic way to cut your nails. Don’t struggle with low-quality, dangerous scissors and nail clippers that are sold in discount stores. Badly made mass-produced nail cutting clippers are little more than toys. ClipperPro is an extremely high-quality nail cutting instrument that was designed by orthopedic surgeons. It will make cutting even the toughest nails easy and painless. Thick nails, ingrown nails, tough nails will cut like butter and not hurt your hands!

Get A Walk-In Bathtub At A Big Discount

Walk-in tubs are designed to satisfy the needs of seniors, the disabled, handicapped or anyone with mobility challenges. Statistics say that falls occur in your bathroom more often than in any other room in your house. The Center for Disease Control tells us that two-thirds of bathroom injuries happen near your tub or shower. Usually, they occur when you step over your tub wall or slip on a wet floor, or when you lean on a glass door that wasn’t designed to support your weight. These bathroom injuries increase after you turn 65. Often when your eyesight starts to fade, and you have less mobility and balance. The bottom line? One in three adults over 65 experience falls each year. Right now, many Walk-in Tub manufacturers are offering big discounts to seniors. You can get a free quote on a Walk-in Tub by visiting this website.

1. Better Butter Spreader: The #1 Thing All Seniors Needs In Their Kitchen Now

We all love butter. But how many times have you destroyed your bread trying to carefully spread your butter? Probably a lot, huh? The fact of the matter is butter knives just don’t cut it anymore. That is, until the introduction of the Better Butter Spreader. The Better Butter Spreader is unlike any other knife you’ve ever seen before. Instead of scraping the butter in big clumps like a normal knife, the Better Butter Spreader is equipped with 21 triangular holes, forcing the butter through and creating beautiful, thick swirls. Its unique 3-1 Design allows you to effortlessly swirl, slice, and spread your butter, giving you the perfect toast every time. After this, you’ll never want to use another knife again. BONUS: If you’re a senior, you can claim a 50% discount!

New Arrivals Just For You!

iMemories - Transfer VHS tapes and Old Photos to DVD

The problem is, you have home videos, and pictures at your house, but cannot play them because you don't have a VHS player. iMemories will step in and digitize all of your old photos and tapes, and put them on DVD. They do every format out there, and there no work on your part. All you do is request a shipping kit, and they will send you an empty box in which to put your items. You simply send in your tapes, or photos, and they will send you back a DVD. Finally you can watch those old home videos again on your nice DVD player, being able to relive and rewind every minute. Special for our readers: they are offering the ShipSafe Kit, for $14.95.

FREE Membership to Senior Perks

Senior Perks membership gives you access to huge discounts, deals, coupons and more. Sign up below to get the latest deals on healthcare, home appliances, electronics, groceries, restaurant discounts and much more. Membership to Senior Perks is completely free (no strings attached). When you sign-up you will get a free e-mail newsletter updates sent to your inbox with the latest discounts and deals. To join the Senior Perks Senior Living email newsletter, powered by ArcaMax, simply enter your e-mail below and click “SUBSCRIBE”:

DocSleeves - Support Your Muscles Daily

Many knee sleeves and braces restrict you from moving around and doing what you need to do. Some even cause pain if you try to walk, yikes! Take back your mobility with DocSleeves! DocSleeves apply stable pressure across your knee joints to provide you with the comfort and support your body needs. DocSleeves is the sleeve your knees have been needing all along! DocSleeves is great for any activity that puts pressure on your joints as it allows for great breathability and provides just the right amount of compression. Snag your own DocSleeves today and enjoy the activities you love to do!

LaidBack – Alleviate Foot Pain, Body Stress, and Swelling in Minutes!

Imagine coming home from a long day at work and dealing with foot pain and body stress every single day. Well now, those days are over! Introducing LaidBack! LaidBack is a new powerful massage machine that helps you eliminate foot pain, stress, and tension at home. No more hassles setting appointments, only pain relief and relaxation. LaidBack is suitable for anyone and any size. Invest in yourself and reap the benefits of no more foot pain. Act fast, and get the LaidBack device now part of this exclusive deal!

Save up to 70% on Life Insurance

Do you have loved ones that depend on you? Are you doing everything to ensure they will be financially stable if the worst happens? While most Americans consider life insurance a necessity, not all Americans have a policy and fewer yet have secured the best possible deal on their plan. Whether you are a homeowner, business owner, or your family’s primary provider, you should protect those that matter the most with a policy that best fits you and your loved ones’ needs. Obtaining life insurance should be one of the most critical decisions for your family’s future - why not get that sense of security at the best possible rate and with maximum coverage? The best way to ensure you are getting the best deal possible is to shop online and compare all your options. In most cases, you may qualify for up to $50,000 of life insurance coverage for as low as $15 per month. Two minutes is all it takes to learn how you can protect your family at the best possible cost.

Get A Walk-In Bathtub At A Big Discount

Walk-in tubs are designed to satisfy the needs of seniors, the disabled, handicapped or anyone with mobility challenges. Statistics say that falls occur in your bathroom more often than in any other room in your house. The Center for Disease Control tells us that two-thirds of bathroom injuries happen near your tub or shower. Usually, they occur when you step over your tub wall or slip on a wet floor, or when you lean on a glass door that wasn’t designed to support your weight. These bathroom injuries increase after you turn 65. Often when your eyesight starts to fade, and you have less mobility and balance. The bottom line? One in three adults over 65 experience falls each year. Right now, many Walk-in Tub manufacturers are offering big discounts to seniors. You can get a free quote on a Walk-in Tub by visiting this website.

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