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19 Financial Secrets That Most Seniors Never Hear About

With Age Comes... Perks!

Posted by John Collins - 3 Days Ago

Washington: We’ve all heard of get rich quick schemes. But what if there was a real way to quickly put more cash in your pockets, that actually worked? Well, there is, and here’s how you do it. If you want to have more money, you have got to stop overpaying for everything, even when you think the price is fair. From purchasing groceries to your home insurance, we’re going to show you 19 ways you can easily save money in your everyday activities. Because spending less is the quickest way to have more!


19. Seniors: Here's The Guide To Enjoy Life At A Discount

We all love to go out and enjoy ourselves. But did you know that you can earn discounts just by having fun? If it sounds too good to be true, think again. We’ve gone ahead and put together a list of fun entertainment options that offer discounts to seniors. Check it out!
  • AMC Theaters: 30% for seniors 60+
  • Regal Cinemas: 30% off for seniors 60+
  • Kindle E-Books: AARP members save 50% off
  • Ticketmaster: Seniors 65+ enjoy reduced prices on tickets (discount varies per ticket)
  • US Museums: Seniors 50+ enjoy discounts and special offers at museums. (discount varies depending on museum)

18. Born Before 1964? Get $3,588/Year Off Your Mortgage With The Lucrative “RaTO” Program

Still unknown to many homeowners is an amazing program called Rate and Term Option (RaTO) that could benefit millions of Americans and reduce your payments by as much as $3,588 per year! You can bet the banks aren’t too thrilled about losing all that profit and probably secretly hope homeowners don’t find out before the rules change. So while the banks happily wait for this program to end, experts are making a nationwide push and urging homeowners to take advantage of this amazing program. This program is currently active as of 2021, but as everything the rules may change soon. But the good news is that once you’re in, you’re in. If lowering your payments, paying off your mortgage faster would help you, it’s vital you act now and see if you could qualify for RaTO or a better rate in today’s marketplace.

17. Save Up To 50% On Your Car Insurance

You might not know but a lot of insurance companies offering savings for people with good driving records. One way to find affordable rates is to compare insurance plans on this website. Lot of people are already taking advantage of this free service and saving up to 50% each year! Also don't forget that if you cancel your current policy before the end date, you're usually entitled to a refund of the remaining balance.

16. Claim Your Free Smart Doorbell Installation

Did you know that a home burglary is committed every 13 seconds in the US? And if you’re a senior, the troubling news is that you’re at the highest risk to a home invasion. But just because that what the statistics state, doesn’t mean you have to be a part of it. The key to staying safe…..a home security system. Now, I know what you may be thinking. “But aren’t home security systems expensive? I can’t afford that.” The good news is, we have you covered. For a limited time, we’ve teamed up with ADT. What you get: - Home Security System Installation Discounts - Free Service & Repairs - 6 Month Risk Free Money Back Guarantee

15. Sera CBD Gummies: The Natural Solution For Your Health

Do you suffer from the following: Joint pain, arthritis, diabetes, or even frequent headaches? If so, we all know the burden it can cause. Luckily for you, there’s been a recent medical breakthrough that surprises even doctors across the country. Sera CBD Gummies. This natural remedy is helps to relieve joint pain, arthritis, autoimmune disorder, diabetes, high blood pressure, prostate, Alzheimer’s, nausea, inflammation, etc. This groundbreaking CBD works like magic and is the most powerful CBD on the market, helping you to feel like yourself in no time. And the best part, it’s extremely affordable. Join Millions of other seniors in taking their life back today!

14. Stop Paying For Home Appliance Repairs

Many seniors don’t have enough money lying around to pay for expensive home repairs. Your home insurance won’t cover your washing machine or AC breaking. What if your heater breaks when you need it the most? Who has hundreds or even thousands available at a moment’s notice for unscheduled repairs? For this reason, many homeowners are getting this new Home Warranty Program, and they’re ending up saving thousands in the long run. ACs, electrical heaters, appliances, roofing repairs – they’re all covered! If there’s something they can’t fix, most likely they will replace it.

13. Styletto X: Finally A Hearing Aid That Actually Works

Are you one of the 48 million Americans that struggles with hearing loss? Are you like many and think your hearing aids are too big, uncomfortable, and don’t actually work? Well finally, there is a revolutionary solution for all of us… Styletto X. Styletto X is a first-of-its-kind Bluetooth hearing aid that is virtually invisible and clinically proven to deliver better than normal hearing…even in crowded environments. . And the best part…its affordable and easy to get! Who says hearing aids have to be clunky and expensive?

11. Miracle Sheets - Self Cleaning and Cooling Sheets

You spend 1/3 of your life, in your bed sheets. Bacteria, dust and oil from your skin accumulates in your bed, which can have negative consequences. The makers of Miracle Sheets came up with a creative solution to keep your bed clean and bacteria free. They use an advanced all-natural silver infused cotton fabric that fights 99% of bacteria. Of course you can't feel the silver, all you feel is luxurious supima cotton, this is essentially self-cleaning between washes. They are very effective solution to fight off smells and maintain freshness.

10. Nuubu - Japanese Detox Patches

The ancient Japanese know that the feet are full of the most sensitive nerve endings and body energy centers. All body systems flow through the feet. But when was the last time you took proper care of your feet? Nuubu feet patches are special patches that are made from various herbs — a century-old solution the Japanese had believed to stabilize blood flow in the feet and help reduce the number of harmful elements accumulated there. You really have to see them to believe it.

9. Take $3,120/year Off Your Mortgage with the New Government "Enhanced Relief" Program

If you're a homeowner, this one thing could save yourself thousands of dollars this year... Congress recently passed a new government program called the Enhanced Relief Refinance initiative. This program is designed to help the average American homeowner reduce their payments by an average of $3,120/year (or $260/month). There's no telling when the program could expire, so it's suggested that homeowners visit the free Enhanced Relief Savings website to check their eligibility right away. So while the banks happily wait for this program to end, the Government is making a final push and urging homeowners to take advantage. This program is currently active but could be shut down at any given time. The good news is that once you're in, you're in. Checking your eligibility is quick and completely free!

8. Muama Instant Language Translator - Talk To Anyone In Most Languages

We are finally breaking down the language barrier around the world. This cool device helps you communicate with anyone in any country around the world, and it's small enough to fit in your pocket. Speak into the Muama translator and it will translate for you, into the selected foreign language of choice. Let the person you are speaking with, do the same, and you can have a full-on conversation with people that speak two different languages! These are essential for international travel, I wouldn't leave the country without mine. Amazing times we are living in now.

7. ClipperPro - The High Quality, Easy Way to Cut Nails for Seniors, Kids and Anyone Who Wants Beautiful Nails!

The easiest and most scientifically ergonomic way to cut your nails. Don’t struggle with low-quality, dangerous scissors and nail clippers that are sold in discount stores. Badly made mass-produced nail cutting clippers are little more than toys. ClipperPro is an extremely high-quality nail cutting instrument that was designed by orthopedic surgeons. It will make cutting even the toughest nails easy and painless. Thick nails, ingrown nails, tough nails will cut like butter and not hurt your hands!

6. FREE Membership to Senior Perks

Senior Perks membership gives you access to huge discounts, deals, coupons and more. Sign up below to get the latest deals on healthcare, home appliances, electronics, groceries, restaurant discounts and much more. Membership to Senior Perks is completely free (no strings attached). When you sign-up you will get a free e-mail newsletter updates sent to your inbox with the latest discounts and deals. To join the Senior Perks Senior Living email newsletter, powered by ArcaMax, simply enter your e-mail below and click “SUBSCRIBE”:

5. How to Get Rid of a Timeshare

We’ve all been there. It sounded like a dream come true during the pitch. Maybe you even got a few good uses out of it, but with annual maintenance fees hovering near $1,000 and a difficult booking process, many timeshare owners have come to regret their “investment.”

Here’s some exciting news: you can get out of that burdensome timeshare with the help of Smart Timeshare. The national network of experts at Smart Timeshare has helped thousands of people exit their timeshares each year, and right now, they are offering a free consultation to help you review your options.

4. LumiGuard – The Brightest Solar-Powered Floodlight You Can Put Anywhere. No Electricity Needed!

Are you tired of outdoor lights that need a source of electricity or need their batteries replaced often? Now you can illuminate any and all dark outdoor areas of your home with LumiGuard! LumiGuard is a solar-powered floodlight equipped with 20 LED lights that are bright enough to light up even the darkest areas of your home. Equipped with motion sensors, this floodlight is the perfect solution for anyone who wants the safety and convenience of high powered floodlights without the expense of professional installation. Order today and receive next day shipping for a limited time!

3. Starscope Monocular – See Everything In A New Way

If you like to camp, hunt, attend sporting events, or just like to be outdoors, then you need Starscope Monocular. This fantastic device will allow you to see life up close…..from miles away. Unlike your average clunky binoculars, Starscope Monocular is lightweight, waterproof, and can fit in your pocket to be taken anywhere, without the hassle. Starscope is made with multi-coated optical glass to fog-proof the lens, ensuring your up-close experience is unmatched. So imagine, being able to clearly see animals from a distance, NFL athletes up close, or the texture of the moon when stargazing. If you’re like most Seniors, you’ll never leave your house without your Starscope Monocular. For a limited time, you can get 50% off

2. CircaKnee - Compression Knee Sleves

If you have knee pain, you may be taking multiple medications, with little relief. CircaKnee takes a more wholistic approach of knee pain, that is working for many people. One of the biggest mistakes people make with knee pain is to limit movement of the affected joint, which leads to stiffness and weakness that only makes matters worst. The Circa Knee Compression Knee Sleeve relieve and protect your knees from discomfort and inflammation, while still allowing you to move your knee. It's a great way to get on your feet again, while managing the pain.

1. Negotiate Your Current Credit Card Debt Down to Fractions

Stepping into retirement can be pretty daunting. Doing it with existing credit card debts can make it even more of a challenge. Debt Settlement allows you to combine all your credit card debts into a single monthly payment. Generally this allows for much lower payments on a monthly basis than the sum total of the separate debts – making life a lot more manageable. Guide to Consolidation will walk you through the process making it simple and painless. If you have more than $15,000 in debt then this is something you should do right away, compounding interest is NOT your friend.

New Arrivals Just For You!

iMemories - Transfer VHS tapes and Old Photos to DVD

The problem is, you have home videos, and pictures at your house, but cannot play them because you don't have a VHS player. iMemories will step in and digitize all of your old photos and tapes, and put them on DVD. They do every format out there, and there no work on your part. All you do is request a shipping kit, and they will send you an empty box in which to put your items. You simply send in your tapes, or photos, and they will send you back a DVD. Finally you can watch those old home videos again on your nice DVD player, being able to relive and rewind every minute. Special for our readers: they are offering the ShipSafe Kit, for $14.95.

Get A Walk-In Bathtub At A Big Discount

Walk-in tubs are designed to satisfy the needs of seniors, the disabled, handicapped or anyone with mobility challenges. Statistics say that falls occur in your bathroom more often than in any other room in your house. The Center for Disease Control tells us that two-thirds of bathroom injuries happen near your tub or shower. Usually, they occur when you step over your tub wall or slip on a wet floor, or when you lean on a glass door that wasn’t designed to support your weight. These bathroom injuries increase after you turn 65. Often when your eyesight starts to fade, and you have less mobility and balance. The bottom line? One in three adults over 65 experience falls each year. Right now, many Walk-in Tub manufacturers are offering big discounts to seniors. You can get a free quote on a Walk-in Tub by visiting this website.

MindInsole - Relief for Back Pack, Muscle Inflammation

MindInsole are specialty inserts that you put in your shoes, that are designed to alleviate leg, and back pain and promote a well-balanced lifestyle. MindInsole isn’t only just for pain and stress though, many people wear MindInsole to boost energy, promote blood circulation, and for comfort when standing for long periods of time. They work by utilizing magnets that touch your pressure points to help stimulate your reflexes, and put into practice what thousands of years of ancient Chinese medicine has taught us. With millions sold, its no surprise they are taking the footwear market by storm.

Save a Fortune On Windows

Did you know that old windows are one of the biggest factors that drive up your home electricity bills? Old windows let in cold air in the winter, and let out air conditioning in the summer. You can typically save up to 30% on your electricity, simply by replacing those old broken or leaky windows, with new energy efficient ones. Window design technology and materials have changed, a lot in the past years, to really help keep your home insulated. Good news, is we have partnered with Renewal By Andersen, to offer significant savings to our readers. Buy One Get one 40% Off. Click here to take advantage of this exclusive offer. *Minimum Purchase Required. Visit Here to see offer details

LaidBack – Alleviate Foot Pain, Body Stress, and Swelling in Minutes!

Imagine coming home from a long day at work and dealing with foot pain and body stress every single day. Well now, those days are over! Introducing LaidBack! LaidBack is a new powerful massage machine that helps you eliminate foot pain, stress, and tension at home. No more hassles setting appointments, only pain relief and relaxation. LaidBack is suitable for anyone and any size. Invest in yourself and reap the benefits of no more foot pain. Act fast, and get the LaidBack device now part of this exclusive deal!

PhotoStick – Backup Your Photos With 1 Click!

If you’re like most people you have tons of precious photos and videos stored on your computer. What if one day your computer crashes and you never got around to backing up all your files, they’d be gone forever! To protect yourself from this ever happening, use PhotoStick! PhotoStick allows you to instantly back up all of your priceless memories WITHOUT the hassle of searching and organizing them yourself. PhotoStick is easy to use and requires NO software installation! See why millions of people trust Photostick to back up and protect all of their important files.

Get A Walk-In Bathtub At A Big Discount

Walk-in tubs are designed to satisfy the needs of seniors, the disabled, handicapped or anyone with mobility challenges. Statistics say that falls occur in your bathroom more often than in any other room in your house. The Center for Disease Control tells us that two-thirds of bathroom injuries happen near your tub or shower. Usually, they occur when you step over your tub wall or slip on a wet floor, or when you lean on a glass door that wasn’t designed to support your weight. These bathroom injuries increase after you turn 65. Often when your eyesight starts to fade, and you have less mobility and balance. The bottom line? One in three adults over 65 experience falls each year. Right now, many Walk-in Tub manufacturers are offering big discounts to seniors. You can get a free quote on a Walk-in Tub by visiting this website.

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